The Lender

How To Make Money In Real Estate With No License

How To Make Money In Real Estate With No License

Reading Time: 3 minutes Investing in real estate doesn’t mean you must have a real estate license. Millions of investors don’t, yet they are successful in their endeavors. Real estate agents have a license because they help others buy houses. If instead, you invest in the properties yourself, you don’t need the license. Here

how to calculate rent-to-income ratio

How To Calculate Rent-To-Income Ratio

Reading Time: 3 minutes Quick Summary To quickly work out your maximum monthly rent payment, multiply your monthly salary by 30% To calculate the required annual salary of a rental applicant in a flash, multiply the monthly rent by 40 How To Calculate Rent-To-Income Ratio The following methods can be used to complete the income ratio

How To Tell If There Is A Lien On Your Property

How To Tell If There Is A Lien On Your Property

Reading Time: 4 minutes Liens pop up on properties when you least expect it. Even if you think you’ve handled your finances well and never had a reason to have a lien on it, you can’t be too sure. It’s important to check, especially before you refinance or sell your home as it could

How To Find Out What Houses Sold For In An Area

How To Find Out What Houses Sold For In An Area

Reading Time: 3 minutes Pricing your home depends on many factors, but one of the largest is the sales price of recently sold homes. It seems odd that other homes would determine how much you can ask, but it’s a part of the fair market value and how lenders ensure the home is a

Can You Take Out A Loan To Flip A house

Can You Take Out A Loan To Flip A House?

Reading Time: 7 minutes Quick Summary In a perfect world, it would be possible to take out home flipping loans with the same low-interest rates and repayments as a traditional mortgage. However, the simple reality is that more often than not, banks are unwilling to provide the capital a house flipper needs to execute

Can You Consolidate Debt Into A Home Loan?

Can You Consolidate Debt Into A Home Loan?

Reading Time: 3 minutes The pandemic put many people in a difficult situation. Job loss, fewer hours, or less business-led to lower-income, making it harder to get by. Many people resorted to credit cards during that time, but now wonder how they’ll get out of it. Whether your credit card debt is due to

The Ultimate Beginners Guide To MLS Real Estate

The Ultimate Beginners Guide To MLS Real Estate

Reading Time: 8 minutes Quick Summary The MLS is an exclusive listing database created and used by brokers and realtors You’ll need a real estate license to sign up and to pay for a monthly membership There are alternatives to the MLS that are open to the general public Table of Contents Those who

Can A Real Estate Agent Own A Title Company?

Can A Real Estate Agent Own A Title Company?

Reading Time: 2 minutes It’s common for real estate professionals to dip their hand in more than one pot. We all want multiple streams of income, and why not keep it within the same industry – the industry you have the most knowledge in, right? It could be beneficial but proceed with caution. For

Cash On Cash Return Vs Cap Rate – What’s The Difference?

Cash On Cash Return Vs Cap Rate – What’s The Difference?

Reading Time: 3 minutes Investing in real estate can be a lucrative investment when done right. How do investors measure their success though? There are two main factors – cash on cash return and cap rate. Both formulas give you different information, helping you make informed decisions. What Is Cash On Cash Return? Cash

How Much Money Do You Need To Start Wholesaling Real Estate?

How Much Money Do You Need To Start Wholesaling Real Estate?

Reading Time: 7 minutes Table of Contents Wholesaling real estate is a good way to get exposure to the property market with lower risk than buying a home outright. This method of investing describes a process of finding a real estate investment opportunity and selling the right to buy that opportunity to another individual.