The Lender

What is the FHA 90-Day Flip Rule?

What is the FHA 90-Day Flip Rule?

Reading Time: 6 minutes If you’re buying a house which is a flipped property, with an FHA loan, you’ll need to learn about what the FHA requires. The 90-day rule can throw a spanner in the works, so it’s important and what it means for you. Read on to find out the answer to

Hard Money vs Soft Money Loans

Hard Money vs Soft Money Loans

Reading Time: 6 minutes Real estate investors typically use loans to make their property purchases, whether that be for a fix and flip property, rental property or buy and hold strategy. In this article, we compare hard money vs soft money loans to help you figure out which would be best for you. Real

what happens to home prices when interest rates rise

What Happens to Home Prices When Interest Rates Rise?

Reading Time: 6 minutes A quick summary The pandemic has brought about major changes to interest rates, and this has had a knock-on effect on the price of homes in an interesting way. We take a look at what happens to home prices when interest rates rise and what’s next for 2022. Jump To:

how to find multi-family properties

How To Find Multi-Family Properties

Reading Time: 6 minutes A brief summary New real estate investors are often drawn to multi-family property investments. These can be exciting and rewarding, but it’s important to know how it all works first. We’ll take a closer look at how to find multi-family properties and what steps you should take when going down

how do hard money lenders make money

How Do Hard Money Lenders Make Money?

Reading Time: 4 minutes A brief summary Key Points When we use the term “hard money loan”, we are referring to loans that use a hard asset as collateral, like property. Hard money lenders provide these loans which are short-term, with flexible loan terms and are typically easier to get approval for than traditional

pros and cons of hard money loans

Pros and Cons of Hard Money Loans

Reading Time: 8 minutes A brief outline Hard money loans can be a great option for real estate investors who are looking to fix and flip houses or purchase a rental property, or developers who are building a house from the ground up. We take a look at the pros and cons of hard

What is a HUD Home and Who Qualifies?

What is a HUD Home and Who Qualifies?

Reading Time: 7 minutes A short overview You may have heard of HUD homes before, but do you know what they are? Government housing is one of the best ways to enter the housing market for those who are just starting out, or don’t fall into the upper-income bracket. Let’s delve deeper into the

How Does a Construction Loan Work?

How Does a Construction Loan Work?

Reading Time: 7 minutes A quick summary Construction loans allow borrowers to build a home from the ground up on a piece of raw land, by providing the funds for the project and potentially the lot too. There are a variety of loans for different purposes and these range from loans that only cover

how does owner financing work

How Does Owner Financing Work?

Reading Time: 6 minutes A quick outline Owner financing is a creative financing solution for people who’d like to buy a house but don’t qualify for a traditional loan. It’s offered by sellers to buyers directly and is therefore an easy way for buyers and sellers to cut out the middleman and arrange a

What happens to real estate during inflation_

What Happens to Real Estate During Inflation?

Reading Time: 4 minutes Inflation is a major topic of discussion at the moment. Many investors are looking for ways to store their money, so it doesn’t lose value while sitting in the bank. Real estate is often touted as one of the best ways to hedge against inflation. Here is a look at