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Learn about Loan Products and Requirements
Fix & Flip Loans
For real estate investors who want to buy, renovate and resell /refi their property within 12 months. Minimum loan amount is $100,000 and minimum as-is value is $100,000. Single family or multi-family up to 50 units is acceptable. Credit 650+ is required.
Rental Property Loans
Perfect for investors who want to buy or refinance a stabilized (no rehab) property. This is a 30 year fixed loan with rates starting at 7%. Minimum loan amount is $100,000 and credit 680+. Single family (1-4 units) only.
Ground Up Loans
Perfect for experienced investors who want to start a new construction project. Term up to 12 months Minimum loan amount is $100,000. Single family only. Credit 650+. At least 2 previous heavy rehab experience required.
Personal Loans
Unsecured personal loan from a range of lender partners for home improvement and many other use cases. Lines of credit and term loans available. $1,000 to $100,000, APR starting at 7%
If you don't meet the minimum credit or experience requirement, you can add a co-borrower guarantor. We require at least one of the guarantors to have a FICO score of 650+, or 680 and above if there is no previous fix and flip experience.
Get answers to Frequently Asked Questions
Yes.
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No.
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Yes.
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We have closed loans in under 5 business days on a rush basis however, it could take 10 business days or longer, depending on the area.
No. We only finance residential 1-50 unit.
Not directly.
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More FAQs are available in our self-service portal
Apply online and get approved in 5 minutes
After you have read about our loan programs and the frequently asked questions, you can start the online application and get approved online in 5 minutes.