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Learn about Loan Products and Requirements
Fix & Flip Loans
For real estate investors who want to buy, renovate and resell /refi their property within 12 months. Minimum loan amount is $100,000 and minimum as-is value is $100,000. Single family or multi-family up to 50 units is acceptable. Credit 650+ is required.
Rental Property Loans
Perfect for investors who want to buy or refinance a stabilized (no rehab) property. Short term rentals and vacation property accepted. 30 year fixed and other programs available. Minimum loan amount is $100,000 and credit 680+. Single family (1-4 units) only.
Ground Up Loans
Perfect for experienced investors who want to start a new construction project. Term up to 12 months Minimum loan amount is $100,000. Single family only. Credit 650+. At least 2 previous heavy rehab experience required.
Personal Loans
Unsecured personal loan from a range of lender partners for home improvement and many other use cases. Lines of credit and term loans available. $1,000 to $100,000 with good credit.
If you don't meet the minimum credit or experience requirement, you can add a co-borrower guarantor. We require at least one of the guarantors to have a FICO score of 650+, or 680 and above if there is no previous fix and flip experience.
Get answers to Frequently Asked Questions
No. We only finance business purpose loans for non owner occupied properties.
Yes.
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No.
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Yes.
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We have closed loans in under 5 business days on a rush basis however, it could take 10 business days or longer, depending on the area.
No. We only finance residential 1-50 unit.
Not directly.
Read more here.
More FAQs are available in our self-service portal
Apply online and get approved in 5 minutes
After you have read about our loan programs and the frequently asked questions, you can start the online application and get approved online in 5 minutes.