Learn about Loan Products and Requirements

Fix & Flip Loans

For real estate investors who want to buy, renovate and resell /refi their property within 12 months. Minimum loan amount is $100,000 and minimum as-is value is $100,000. Single family or multi-family up to 4 units is acceptable. Credit 650+ is required.

Rental Property Loans

Perfect for investors who want to buy or refinance a stabilized (no rehab) property. Short term rentals and vacation property accepted. 30 year fixed and other programs available. Minimum loan amount is $150,000 and credit 660+. Single family (1-4 units) only.

Ground Up Loans

Perfect for experienced investors who want to start a new construction project. Term up to up to 24 months Minimum loan amount is $100,000. Single family only. Credit 650+. At least 2 previous heavy rehab experience required.

If you don't meet the minimum credit or experience requirement, you can add a co-borrower guarantor. We require at least one of the guarantors to have a FICO score of 650+, or 680 and above if there is no previous fix and flip experience.

Get answers to Frequently Asked Questions

More FAQs are available in our self-service portal

Apply online and get approved in 5 minutes

After you have read about our loan programs and the frequently asked questions, you can start the online application and get approved online in 5 minutes.