Ground Up Loans
Build your dream investment property from the ground up
Ground Up Loans
Build your dream investment property from the ground up
Ground Up Construction
Financing for residential builders
Interest Rate
10.25 - 11.25%
Origination fee
1.5 - 2%
Loan To Cost (LTC)
up to 90%
Construction Financing
up to 100%
Loan To ARV
up to 75%
Term
18 months
Minimum Loan Amount
$100,000
Maximum Loan Amount
$5,000,000
Minimum FICO
650
Type of Property
Residential 1-4 units, condos, townhomes
Benefits For Borrowers
Instant Proof of Funds & Term Sheet
Interest Only Payments
Discounts for Repeat Borrowers
Up to 100% Construction Financing
No Hard Credit Pull
No Junk Fees
All Loan Products
Recently Funded Ground Up Projects
$225,000
Mission, TX
$400,000
Houston, TX
$514,000
Morganton, NC
$235,000
Harlingen, TX
$360,500
Harlingen, TX
$1,353,000
Madison, CT
$250,750
Paradise, CA
$134,300
Louisville, KY
$297,500
Old Hickory, TN
$1,010,800
North Chelmsford, MA
Ready to start your ground up project?
New Silver specializes in providing capital for residential builders
Get Approved OnlineFrequently Asked Questions
No, we do not offer financing for raw or undeveloped land where there are no plans for development. Ground up construction loans need to be “shovel ready” – building plans and permits, a completed construction budget, and in some cases a budget feasibility review. The borrower should be ready to break ground shortly after the closing.
No, we do not finance rural property.
Yes, an appraisal with interior access is required.
You need to be a US Citizen or legal resident.
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