Commercial Real Estate Loans

Fast, Flexible Funding for Your Next CRE Investment

New Silver is proud to introduce our Commercial Real Estate loan offering — purpose-built for experienced investors seeking short-term financing solutions. Whether you’re acquiring, rehabbing, or refinancing a property, our program provides the leverage, speed, and simplicity you need to grow your portfolio.

  • Multifamily
  • Office
  • Mixed-Use
  • Industrial
  • Senior Housing

Product Highlights

Max LTC
(Loan-to-Cost)
Up to 80%
Max LTARV
(Loan-to-After-Repair-Value)
Up to 70%
Interest Rates
Rehab/Construction
SOFR+ 6.00% – 7.50%
Stabilization Bridge (Lease-Up, No Rehab)
SOFR+ 4.00% – 5.00%
Origination Fee
1% - 2%
Loan Amounts
$1.5mm - $15mm
Term Lengths
12–24 months
Lien Position
1st Lien Only
Broker compensation
2 points maximum
No Cash-Out Refinances

Eligible Transactions

Purchases
Purchases with Rehab
Rate-and-Term Refinances

Eligible Property Types

  • Multifamily
  • Office
  • Mixed-Use
  • Industrial
  • Senior Housing

Borrower Requirements

  • Minimum Credit Score: 680
  • Experience Required: At least 2 years and 5 completed projects
  • Personal Guaranty: Required
  • No Cash-Out Refi Allowed

Get Started Today

Complete the short form below to speak with a Loan Advisor.

Why Choose New Silver?

Fast application and underwriting process

Built for experienced real estate pros

Transparent pricing and no hidden fees

White glove support when you need it

Commercial Real Estate Loan Resources

Discover the best commercial real estate lenders offering competitive rates, flexible terms, and reliable financing solutions

These commercial real estate loans are designed to cover everything from land acquisition to construction costs

Commercial hard money loans focus primarily on the value of the property rather than the borrower’s credit profile. They are more flexible than traditional loans.

Learn the key factors that impact commercial loan interest rates and how to secure the most favorable financing for your investment.

This guide explains the most common terms that you can expect when applying for a commercial real estate loan.

This comparison explores the key differences between commercial loans and residential loans.

Underwriting determines the level of risk associated with a commercial real estate loan, while factoring in the potential returns.

The typical down payment for purchasing a commercial property ranges from 10% to 35% of the purchase price, with the minimum generally starting around 10%.

Commercial real estate loans are used to purchase, build, or develop income-producing property for business use, such as office buildings, retail centers and hotels

Small balance commercial loans are designed to finance lower-cost commercial properties, typically ranging from $250,000 to $5 million

This guide explains all the main types of commercial real estate loans and how they are tailored to different investing strategies. 

A commercial DSCR loan is a type of real estate financing used primarily for income-generating properties.

Calculate monthly payments, interest, balloon payment and DSCR for your commercial real estate project. 

The right course can equip you with the skills to analyze deals, understand market dynamics, and make informed decisions.