With ten or more projects completed, you operate at a level where the quality of your financing partner has a direct impact on your ability to scale. You need a lender who can handle significant deal volume, move with precision and speed, and structure financing around the specific demands of your portfolio.
New Silver provides institutional investors with the flexibility, capacity, and efficiency required to operate at scale.
New Silver provides up to $5,000,000 per transaction on fix and flip, and ground up construction loans and $3,000,000 for rent loans. As your portfolio diversifies, New Silver's product range expands to meet it.
New Silver works with institutional investors to develop loan structures that reflect the specific characteristics of each project — including DSCR-based rental financing.
Fast term sheets, instant proof of funds, and fast closings remain consistent regardless of transaction volume. Institutional investors benefit from a faster execution speed across every loan in their portfolio.
New Silver rewards established borrowers with preferred rates and meaningful discounts on origination fees, reflecting the depth and history of the lending relationship. At high volume, these discounts compound significantly across a full year of deal activity, making financing costs materially lower the more you work with us.
New Silver's underwriting is built around deal strength and property value — not income verification or hard credit pulls. For institutional investors managing multiple entities and complex capital structures, this streamlines the approval process.
New Silver provides dedicated support across every transaction, with a team that understands your portfolio, anticipates your requirements, and ensures consistent execution from application through to closing.
Construction draws are processed quickly and without unnecessary documentation requirements — keeping multiple projects running on schedule simultaneously and eliminating the bottlenecks that slow large-scale development programs.
Funds for purchase + rehab or refinance + rehab
30 year fixed product for stabilized properties
Construction loans for residential builders
At high volume, the stakes of any inefficiency are amplified. The most significant challenges at this stage typically include:
For institutional investors, the right lending partner is not just a capital source — it is a critical component of operational performance.
Speak To SalesThe STR program operates within New Silver's Rent loan product, financing vacation and short-term rental properties leased for less than six months. A minimum of 12 months of operating history is required. The minimum DSCR is 1.15x, with a minimum loan amount of $150,000 and six months of PITIA reserves required. Eligible property types include single-family residences and PUD/townhomes.
Yes. Fix and Flip loans fund up to 100% of rehab costs, and Ground Up Construction loans finance up to 90% of total project costs. Funds are released in draws based on completed and inspected work, with no receipts required.
Log into your loan dashboard at hq.newsilver.com, select the relevant project, and submit a new draw request. Bank details are required for ACH transfer. An inspector will schedule a site visit within two business days to verify completed work. Multiple draw requests can be submitted across the life of a project.