Financing for the Long Term
As you complete more projects, our team develops a deeper understanding of your investment strategy, building a relationship grounded in consistency and shared goals.
Financing That Grows With Your Portfolio
After completing a few projects successfully, the next challenge is building on that foundation. This means managing multiple deals simultaneously, strengthening lender relationships, and creating the deal flow needed to grow consistently.
New Silver provides emerging investors with the capital, tools, and support to scale with confidence and efficiency.
Get Approved Online Takes less than 5 minutes
$500M+Funded in Real Estate Loans
Over 50%Repeat Borrower Rate
Why New Silver
How New Silver Supports Emerging Investors
Rewards for Repeat Borrowers
Repeat borrowers benefit from exclusive discounts on future loans. The more you work with New Silver, the more you save — making it easier to protect your margins as your deal volume increases.
Tracking Financing on Multiple Projects
New Silver's streamlined process and online platform make it straightforward to track and manage multiple loans without unnecessary administrative burden.
Fast Access to Capital
Speed remains critical at every stage of investing. Instant proof of funds, fast term sheets, and industry-leading closing times ensure you're positioned to act when the right deal presents itself — not still waiting on your lender.
Competitive Rates That Reflect Your Experience
Your completed projects demonstrate real capability. New Silver's rates and terms are structured to recognize your track record, giving you access to financing that reflects where you are in your investing journey.
High Leverage to Maximize Your Capital
With up to 90% financing on purchase price and up to 100% of construction costs covered, New Silver's loan structures are designed to help you pursue more opportunities without tying up unnecessary capital across active projects.
Find More Deals with FlipScout
New Silver's free, AI-backed property search tool, FlipScout, helps investors identify and evaluate profitable opportunities before they go to market — keeping your pipeline active and your deal flow consistent.
Dedicated Support as Your Portfolio Scales
Our team is available throughout every transaction to provide guidance, answer questions, and ensure each deal closes smoothly, so you can focus on finding the next opportunity.
Loan Products
Fix & Flip
Funds for purchase + rehab or refinance + rehab
- Get up to $5,000,000
- Interest rates 8.5 - 11%
- Origination 1 - 1.75%
- Up to 100% construction
Rent
30 year fixed product for stabilized properties
- Get up to $3,000,000
- Interest rate from 6%
- Origination 0 - 1.5%
- 30-year fixed rate
Ground Up
Construction loans for residential builders
- Up to $5,000,000
- Interest rates 9.75 - 11.25%
- Origination 1 - 2%
- Up to 18 months
Common Challenges for Emerging Investors
As your portfolio begins to expand, new complexities come into focus. The most common challenges at this stage include:
Common Challenges
- Coordinating multiple loans across different projects and timelines
- Building reliable lender relationships that support long-term growth
- Identifying and closing on new deals quickly enough to maintain momentum
- Accessing better terms that reflect your growing track record
- Balancing capital allocation across active projects without overextending
How New Silver Solves These Challenges
- Manage all your active loans in one place through New Silver's online platform
- Repeat borrowers get exclusive discounts that grow with every deal they close
- Instant term sheets and proof of funds, and closing in as little as 5 days
- Rates and terms structured to reflect your track record
- Up to 90% on purchase and 100% of construction costs so your capital stretches further
The transition from early investor to consistent dealmaker requires a financing partner who understands where you are, and where you're headed.
Speak To SalesRecently Funded
$562,500Asheville, NC Interest Rate 8.375%
Rent
$101,175Cape Girardeau, MOInterest Rate 6.25%
Rent
$520,000Holmes Beach, FL Interest Rate 6.125%
Refinance
$1,030,000Gainesville, GA Interest Rate 11.25%
Ground Up
$609,000South Haven, MIInterest Rate 10.75%
Ground Up
$1,143,000Cape Coral, FL Interest Rate 10.50%
Ground Up
$1,231,000Washington, DCInterest Rate 9.5%
Fix and Flip
$110,250Rockford, ILInterest Rate 6.5%
Refinance
$114,000Machesney Park, ILInterest Rate 7.375%
Refinance
$680,000Annandale, NJInterest Rate 10.50%
Fix and Flip
$148,500Coloma, MI Interest Rate 10.00%
Fix and Flip
$323,000Keaau, HIInterest Rate 9.5%
Fix and Flip
Frequently Asked Questions
The entire application is completed online at getfunded.newsilver.com or by clicking "Get Approved Online" on our website, and takes less than five minutes. There is no cost and no hard credit pull required to get started.
New Silver offers Fix and Flip, Ground Up Construction and Rent (30-year fixed) loans. Each product is designed for specific investment strategies.
Fix and Flip and Ground Up loans can close in as little as five days with an expedited appraisal. Rental DSCR loans generally take two to four weeks to close.
Complete the online application at getfunded.newsilver.com. Upon successful automated underwriting — which takes under five minutes — your Proof of Funds letter is available to download instantly along with a preliminary term sheet.
Fix and Flip: $100,000 – $5,000,000
Ground Up: $100,000 – $5,000,000
Rent: $150,000 – $3,000,000
Yes. A co-borrower can be added directly through your New Silver loan dashboard (HQ). This is particularly useful if you are looking to strengthen an application based on experience or credit. Your co-borrower will receive an email invitation to complete their portion of the application.
Yes, New Silver can finance auction properties, provided an appraisal with interior access can be obtained. If the property was purchased less than 12 months ago, the as-is value will be calculated using the lower of the appraised value or purchase price. If you purchased with cash and are looking to refinance or add a construction loan, a Fix and Flip loan application would be the right starting point.
Yes. Complete a short online application first by clicking "Get Approved Online", which takes less than five minutes and involves only a soft credit pull. Once submitted, you can schedule a call with a member of the team to discuss your loan in more detail.
More FAQs are available in our self-service portal